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Floor Insurance for Home and Business

Larry E Crum & Associates can provide the Flood Insurance you need! Call for a FREE quote!

The best time to think about flood is before it happens!

Flood Facts:

  • Flood insurance is not covered by your homeowners, business, or other property policies.
  • There is a 30-day waiting period for most flood insurance policies.
  • 25% of all claims occur in low-moderate risk flood areas.
  • Everyone lives in a flood zone.
  • In the U.S., flooding is the #1 natural disaster.
  • Over a 30 year mortgage, there is a 26% chance of flooding vs. a 9% chance of fire in high risk zones.
  • Federal Disaster Assistance - if it's available - is usually a loan you must repay with interest.

Earthquake Insurance for Home and Business

Available on a restricted basis. Call for a FREE quote!

"Earthquake damage is excluded under Home and Business policies unless endorsed for extra $$"